Social Security Disability Insurance & Supplemental Security Income
Zealous Advocates Fighting for the Disabled in Louisiana:Day Law Group.
Despite predictions that most Americans have a 30% chance of experiencing a disability that will require them to miss at least 3 months of work sometime before they retire, few Americans have any short-term or long-term disability insurance.
What can you do, then, if you are struggling with mental or physical impairments that may last 1 year or more and which keep you from working?
One possibility is applying for federal disability benefits through the Social Security Administration (“SSA”). Social Security disability benefits are monthly payments that help support people who become too disabled to work. There are two different programs through which the SSA pays disability benefits. They are:
Social Security Disability Insurance (“SSDI”), and
Supplemental Security Income (“SSI”)
While both programs provide disability benefits, they have very different eligibility standards and rules.
To qualify for Social Security Disability Insurance (“SSDI” or “disability benefits”) you must meet the SSA’s definition of “disabled.”You also need to have worked long enough at a job at which you paid federal taxes (i.e., “FICA” taxes).
Supplemental Security Income (“SSI”),on the other hand, is a needs-based program. It serves the blind, the elderly, low-income families, and disabled children of low-income families. To qualify for this program, you must meet the SSA’s definition of “disabled” and meet an income threshold.
The application and evaluation process for either SSDI or SSI can be complex, time-consuming, and frustrating. It’s not just a matter of filling out the forms and expecting to be granted benefits. The SSA has many strict rules, regulations and policies, that must be followed. In fact, many people with legitimate claims are initially denied disability benefits. The SSA denies 70 to 75% of all first-time claims. Approximately 82% of claims that are appealed for Reconsideration are also denied. On the other hand, nationwide statistics bear out that over half (53%) of all appeals taken to hearing before an Administrative Law Judge are successful when the applicant is represented.
At the Day Law Group, we offer a full-service Social Security Disability practice. We handle:
Social Security Disability Insurance (SSDI) applications and appeals
Supplemental Security Income (SSI) applications and appeals
Child SSI benefits
Disabled Adult Children (DAC) appeals
Surviving spouse benefits
Disability cessation appeals
Our experienced attorneys at the Day Law Group in Baton Rouge understand the Social Security laws, regulations, and policies. We know what you need to prove legally in order to win your case, and we know what the SSA is looking for when it comes to medical and other support for disability applications. At the Day Law Group, we understand the strategy and tactics that are crucial to helping you win your claim. We are passionate about providing our clients with the personal attention they need, and we are dedicated to getting them the disability benefits they deserve.
We offer FREE consultations and we don’t get paid unless you win your case.
Caring Disability Attorneys Who Make a Difference.
If you can no longer work due to a disability, or have been denied benefits, contact us. We have offices in Baton Rouge, and we serve Baker, Gonzales, Port Allen, New Orleans, Zachary and several other cities in Louisiana. To schedule your free consultation, call ToDay at: (225) 200-0000 or contact us here.