Prairieville Car Accident Lawyer

Prairieville Car Accident Attorney

No one wants to argue with an insurance company after a car accident, but that becomes an unfortunate reality for many victims after a traumatic experience like a collision. It’s normal to feel overwhelmed or frustrated after a car accident, especially if you must fight to receive the personal injury compensation you are entitled to. For assistance with recovering damages after a car accident, consider working with a Prairieville car accident lawyer.

Day Law Group: Your Prairieville Car Accident Lawyers

At Day Law Group, we’re available whenever you need us. We aim to be open and transparent about what’s happening in your car accident case. Our goal is to communicate with you so that you are fully informed and can evaluate your options with as much information as possible. For more information on how Day Law Group puts our clients first, schedule a consultation with us today.

What Happens After a Car Accident?

The aftermath of a car accident normally involves some form of expense. Most people who are injured need medical care and might even have to take time off work, reducing their potential income. To recover the expenses incurred after an accident, most people will file a claim with their insurance company or the insurance company of another party, depending on who was at fault for the accident.

While this might seem like the end of your responsibility after a car accident, many individuals need to submit extra documents to prove their claims. In some instances, insurance companies can ask for excessive amounts of records and request invasive medical documents for proof that your injuries were the result of a car accident. Sometimes, these documents are unnecessary to process the claim and are meant to delay or discourage the filer.

In other instances, an individual might receive a proposed amount from the insurance company. While this might seem like a good thing, in many cases, an initial offer is quite low. It usually does not cover all the expenses one might incur for medical costs and lost wages from missing work. It could also not take into account the psychological component of the car accident, which can result in mental anguish or trauma.

Sometimes, insurance companies will deny a claim entirely. They can do this for many reasons, including:

• Policy Coverage: Some car insurance policies might not cover certain drivers. While most insurance policies provide some compensation for uninsured or underinsured drivers, it might result in a different coverage amount based on the circumstances of the other driver. Certain regulations or company policies might prevent individuals from receiving coverage if they do not have car insurance at the time of the accident.
• Who Is at Fault: Louisiana uses comparative fault when determining how much money you might be entitled to after an accident. This is usually only done by the courts, but car insurance companies can also attempt to limit the amount of damages you might be entitled to if you were found to be somewhat at fault for the accident. They might even attempt a total denial of your claim.
• Time Limits: Some car insurance companies have time limits that shorten the amount of time you might have to file a claim. The length of time might vary, depending on whether you are filing with your own insurance company or with another driver’s company. These time limits mean that it is extremely important to file a claim as soon as possible after a car accident to prevent your claim from getting denied outright.
• Medical Treatment: One of the most important things to do after a car accident is to receive a medical evaluation by a healthcare professional as soon as possible. If you wait too long to receive this evaluation, an insurance company might not believe that you were actually injured during the accident.
• Other Health Conditions: Sometimes, an insurance company will attempt to deny your claim due to another health condition that you might already have. For example, someone with a preexisting nerve condition might get their claim denied if they experience additional nerve damage after a car accident, even if the accident made their injuries worse or created new ones.
• Additional Context: If you were engaging in dangerous behaviors, like drinking and driving, your insurance company might deny your claim because they believe that you intended to cause a car accident. It might also even be possible for the company to cancel your policy or dramatically increase your rates after finding out that your car accident was a result of driving under the influence.
• Bad Faith: Some insurance companies will attempt to pressure you to accept a lower offer or settle with another insurance company involved in the accident. They might also lie about you exceeding the time limit for filing a claim. If this happens, it might be possible to file a legal claim against them with the help of an attorney.

If your claim is denied, it is important for them to state this in writing. Most insurance companies will send a denial letter stating the reason why they denied coverage. You can even ask them to outline which details of the policy back up their reason for the denial. If they cannot provide this information, they might be acting in bad faith.

A claim denial does not necessarily prevent you from receiving any damages. In most cases, you can file an appeal or add more information to your claim that can result in approval. If you believe that an insurance company is acting in bad faith, you could see if a higher authority, like a court, can force them to cover your damages. If your claim is denied, consider speaking with an attorney in Prairieville, LA to learn more about your options and how you still might recover your due compensation.

Why Do I Need an Attorney for a Car Accident in Prairieville, LA?

Fortunately, personal injury attorneys are experienced in negotiating with insurance companies. They are familiar with the tactics that companies and adjusters use on victims of car accidents to deny or limit compensation. An experienced lawyer can navigate these cases in a way that someone who is inexperienced in personal injury law might not.

A personal injury attorney can fight for the compensation you deserve after an accident. They can gather evidence to support your claim, negotiate a low offer, and even discuss the terms of a settlement with an adjuster on your behalf.

Most car accident cases are settled out of court. If your case does go to trial, however, they can also represent you in court in a way that proves your injuries. A skilled attorney can present a compelling case to a judge or a jury.

FAQs About Prairieville, LA Car Accident Laws

Q: How Is Fault Determined in a Car Accident?

A: In Louisiana, fault is determined in a car accident based on percentages. Multiple people can be at fault for the same accident and still be entitled to damages. The degree to which someone is at fault can reduce the amount of compensation they receive, but it may not eliminate it entirely. This means that you should still speak with an attorney about your car accident, even if you were partially to blame for the collision.

Q: What If I Noticed an Injury After My Car Accident?

A: If you notice an injury after your car accident, it is a good idea to see a medical professional as soon as possible. Even if you thought that you were fine immediately after the accident, some injuries do not present themselves until several days or weeks afterward. A doctor can evaluate your injuries and create a medical report that you can use to file a claim and recover damages. Speak with an attorney for assistance with navigating the aftermath of a car accident.

Q: What Compensation Can I Get After a Car Accident?

A: There are many different types of compensation that you might be eligible for after a car accident. The most common type is meant to cover medical expenses that result from injuries caused by the collision. Some individuals might also be able to receive compensation to repair or replace their vehicle or make up for lost wages after recovering from their injuries. To learn more about how much you might receive, contact a car accident attorney.

Q: What Should I Do After a Car Accident in Louisiana?

A: After a car accident in Louisiana, attempt to move the vehicles involved to a safe location and dial 911. Next, try to document as much as possible of the scene of the accident, including photos and videos of the vehicles involved and the surrounding environment. Make sure to get the contact information of the drivers involved and their insurance information. After the accident, contact a car accident lawyer to learn about your next steps.

Don’t Give Up

Don’t let a large company scare you from recovering what’s rightfully yours during this stressful moment in your life. Our commitment to our clients means that we can fight for your compensation after a car accident. Work with a team that always keeps you updated on your case and puts you first. For more information on how Day Law Group can help after your car accident, schedule a consultation with us today.